Disclaimer

1. Introduction

This Disclaimer ("Disclaimer") applies to all users of BloomIQ Technologies Inc. ("BloomIQ," "we," "our," or "us") and governs access to and use of our website, web- based applications, mobile applications, software, data analytics tools, and any other services we provide (collectively, the "Services").

By accessing or using our Services, you acknowledge and agree to the terms outlined in this Disclaimer.

2. No Professional Advice & User Responsibility

The information provided by BloomIQ through its Services is for general informational purposes only. It does not constitute financial, legal, business, investment, or professional advice.

By using our Services, you acknowledge that you are solely responsible for evaluating and applying any information provided. BloomIQ disclaims all liability for any reliance placed on its data, analytics, or recommendations. You assume full risk and responsibility for any business, financial, or operational decisions made based on our Services.

3. Accuracy, Availability & Security Disclaimer

While we strive to provide accurate, up-to-date, and reliable information, BloomIQ makes no representations or warranties (express or implied) regarding the accuracy, completeness, reliability, or availability of any content or features. We do not guarantee that our Services will be uninterrupted, error-free, or always available.

BloomIQ implements industry-standard security measures to protect user data; however, we do not guarantee that the platform is free from security vulnerabilities, cyber threats, or unauthorized access. Users are responsible for maintaining the security of their accounts, including using strong passwords and protecting login credentials.

4. No Warranties & Limitation of Liability

To the maximum extent permitted by law:

• BloomIQ provides the Services "as is" and "as available" without warranties of any kind, whether express or implied (including but not limited to merchantability, fitness for a particular purpose, or non-infringement).
• BloomIQ, its affiliates, directors, employees, agents, and licensors shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages (including but not limited to lost profits, business interruptions, data loss, or reputational harm) arising from the use or inability to use our Services.
• Your sole remedy for dissatisfaction with the Services is to discontinue use of the platform.

5. User Acknowledgment & Assumption of Risk

By using BloomIQ's Services, you acknowledge and agree that you assume full responsibility for any risks associated with your reliance on our data, analytics, and insights. You understand that market conditions, financial variables, and external factors may change over time, and BloomIQ does not guarantee the accuracy, completeness, or timeliness of any information provided. You further agree that BloomIQ is not responsible for any losses, liabilities, or damages resulting from your decisions based on our Services.

6. Third-Party Content, Links & Intellectual Property

6.1 Third-Party Content & Links

BloomIQ may provide links to third-party websites, services, or content for convenience. We do not endorse or assume responsibility for any third-party materials. Your interactions with such third parties are at your own risk.

6.2 Intellectual Property Rights

All content, trademarks, graphics, algorithms, and software used within BloomIQ's Services are the exclusive property of BloomIQ Technologies Inc. Unauthorized reproduction, distribution, modification, or reverse engineering of any part of the Services is strictly prohibited.

7. Indemnification & Compliance Disclaimer

7.1 User Indemnification

You agree to indemnify, defend, and hold harmless BloomIQ Technologies Inc., its affiliates, officers, directors, employees, agents, and licensors from and against any claims, liabilities, damages, losses, or expenses (including legal fees) arising from:

• Your use of the Services,
• Your violation of these terms,
• Any third-party claims related to your actions on the platform.

7.2 Compliance Disclaimer

BloomIQ Technologies Inc. operates in compliance with applicable laws and industry regulations; however, we do not guarantee that our Services will always align with changing legal or regulatory requirements. Users are responsible for ensuring compliance with applicable laws in their jurisdiction when using our Services.

8. User Restrictions & Prohibited Conduct

By using BloomIQ's Services, you agree not to:

• Engage in unauthorized access, hacking, reverse engineering, or tampering with our software, platform, or data systems.
• Use automated bots, scraping tools, or similar methods to extract data without express permission.
• Misuse BloomIQ's Services for fraudulent, unlawful, or deceptive purposes.
• Impersonate any entity, falsely represent an affiliation with BloomIQ, or use our branding without prior written consent.

Violations of this section may result in the immediate suspension or termination of your access to our Services, legal action, and/or notification to relevant authorities.

9. Governing Language

This Disclaimer, and all related legal documents, shall be interpreted and enforced in the English language. Any translations are provided for convenience only, and in case of discrepancies, the English version shall prevail.

10. No Partnership or Fiduciary Relationship

Your use of BloomIQ's Services does not create any partnership, joint venture, fiduciary, or employment relationship between you and BloomIQ. You acknowledge that BloomIQ does not act as your agent, broker, or advisor, and you agree not to claim any such relationship exists.

11. Termination of Access

BloomIQ reserves the right to suspend or terminate user access to any or all Services at our sole discretion, without notice, for violations of these terms, suspected misuse, security risks, or legal reasons.

12. Force Majeure

BloomIQ shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including but not limited to natural disasters, government actions, cyberattacks, infrastructure failures, or economic conditions.

13. Survival Clause

Certain provisions of this Disclaimer shall survive the termination of your access to our Services, including but not limited to Intellectual Property Rights, Limitation of Liability, Indemnification, Governing Law, and Dispute Resolution.

14. Governing Law & Jurisdiction

This Disclaimer shall be governed by and construed in accordance with the laws of the Province of Alberta, Canada, without regard to its conflict of law principles. Any disputes arising out of or related to this Disclaimer or the Services shall be subject to the exclusive jurisdiction of the courts in Alberta, Canada.

15. Changes to This Disclaimer

We reserve the right to update or modify this Disclaimer at any time without prior notice. Continued use of our Services after any changes constitutes acceptance of the revised terms.

16. Contact Information

For any questions regarding this Disclaimer, please contact us at: